If you own a vehicle in Georgia, you are required by the law to have vehicle insurance and carry proof of insurance with you at all times. While this may seem like the government over stepping a boundary forcing you to buy something, there are legitimate reasons why the state requires you do so.
Every time you are operating a vehicle there is a chance that you will accidently cause damage to another. If car owners do not have insurance, then they would not be able to cover the damage done to the other person or their vehicle.
In Georgia, the minimum amount of coverage that you must carry to comply with state laws are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury to tow or more people
- $25,000 per accident for property damage
If you rely on your vehicle for your daily transportation, as many Americans do, then you are taking a big risk when driving without insurance. If you are found guilty of driving with no insurance you face a mandatory suspension of your driving privileges for 60 to 90 days. Suddenly your everyday tasks, like going to work, picking up groceries, driving your kids to school or extracurricular activities, becomes difficult.
Some people think they can drive without insurance and if they driving carefully without breaking traffic laws in Georgia, they won’t get caught. The problem is, no matter how well you drive there is always a risk that somebody could hit you. Once that happens a report will be filed and the fact that you do not have insurance will come out. Eventually you will be charged of driving without insurance and the consequences can be severe.
If you have been caught driving without insurance in Fulton County, you should contact an attorney. Scott Miller is a skilled defense attorney in Alpharetta who has the experience you need to fight for your rights. Driving without insurance is a big deal, and fighting this charge is tricky. Contact the Law Office of Scott Miller today at 770-408-1001 and request a free consultation to discuss your case.
