When it comes to traffic tickets affecting your insurance there is one answer: fight the ticket, or face a significant risk of higher car insurance rates.
How your Georgia traffic violations and tickets affect your auto insurance rates will vary, depending on whom you buy insurance from, how much you currently pay, what your previous driving record is, and a variety of other factors. However, any time you are convicted of violating Georgia traffic law is likely to increase the cost of your insurance.
- Getting a Traffic Ticket. Depending on your insurance company, your rates might not increase with one ticket if you have been a loyal customer and you have had a previously clean driving record. Some companies may raise your rates for three years; if you keep a clean record for those three years, you will go back to what you were originally paying for insurance.
- Excessive Speeding. If you are going 15 miles or more above the posted speed limit, it is likely that your insurance costs will increase. This is known as reckless driving and makes you a high-risk customer in the eyes of the insurance company.
If you have been issued a ticket you should know that it will cost you more than just the cost of the ticket. Your insurance costs are likely to increase. Fulton County defense attorney Scott Miller may be able to keep your ticket from going on your record. which could keep the costs of your insurance down.
If you have been issued a traffic ticket in Fulton County, you should contact the Law Offices of Scott Miller so we can help you develop a defense plan that will prevent an increase in your insurance premiums. Contact us today at 770-408-1001 with any questions you may have about your traffic violation case.
